What Is the Guaranteed Income Supplement?
GIS is a monthly, non-taxable payment provided to seniors who already receive Old Age Security (OAS) and have little or no additional income. It’s designed to help with the rising cost of living—especially for those living on fixed pensions.
What’s Changing in 2025?
Beginning July 2025, the federal government will raise the income thresholds for GIS eligibility. This change will allow an estimated 85,000 additional seniors—many of whom were previously just above the cutoff—to now qualify. The adjustment also reflects the government’s effort to keep pace with inflation and support Canada’s aging population more effectively.
Who Will Benefit?
The expansion will primarily benefit:
- Single seniors earning up to $25,000 (up from the current ~$21,000)
- Senior couples with combined income up to $35,000 (previously ~$28,000)
- Seniors who recently rejoined the workforce part-time but still fall under the new income ceiling
How to Apply or Check Eligibility
Most seniors who receive OAS are automatically assessed for GIS eligibility each year based on their income tax return. However, seniors who are new to the program or whose financial situation has changed should contact Service Canada or visit their local office to ensure they’re getting what they’re entitled to.
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Subscribe NowWhy It Matters
With food prices, housing costs, and medical expenses all climbing, many seniors find themselves forced to stretch every dollar. Advocacy groups have welcomed the 2025 changes, calling it a long-overdue move to better protect vulnerable older adults from slipping into poverty.
Looking Ahead
Some experts say this is just the beginning. As Canada’s population ages, there will be increased pressure on government programs to ensure economic dignity for seniors. The GIS expansion is a promising step, but many are calling for a broader conversation about affordable housing, health care access, and long-term pension security.